ZIP 32547 Foreclosure, Tax-Lien & Distress Report
Okaloosa County, Florida · Distress market
DLRadar grades ZIP 32547 (Okaloosa County, Florida) at a moderate 37/100 for overall property distress. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (57/100), construction/permit lag (51/100). Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (93/100). On the structural side it scores 64/100, with 32/100 of stress already active.
The market reads neutral — home values rose 4.9% year on year, and 3% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $67,822, median income runs below typical U.S. levels. The poverty rate is 12.9%. There are about 16,008 housing units across 32547. Educational attainment sits at 28% bachelor's-or-above. Owners hold 57% of homes, renters 43%. The typical home is worth about $321,300 (4.4× income). Around 41% of renters are cost-burdened. Vacancy runs 8.7%. On demographic stress specifically, 32547 scores 35/100. Population is roughly 35,522 with a median age of 36.
Overall, 32547 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. DLRadar currently tracks 1,977 individual distressed properties in 32547, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.
Because one deterministic model scores every ZIP, 32547's 37/100 can be lined up against any neighbor in Okaloosa County, Florida or any ZIP coast to coast. Where the public record is thin for 32547, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 32547 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Practically, 32547 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 32547
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 1,977 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 32547 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 32547, the same set carried on every parcel.
More ZIPs across Okaloosa County
More distress data near 32547
Keep going: ZIP, county and state distress coverage for Okaloosa County, Florida.
The complete 32547 distress and acquisition report
Open 32547 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology