ZIP 32547 Property Distress & Foreclosure Data

ZIP code 32547 in Okaloosa County, Florida carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (71/100), structural risk (69/100), institutional ownership (57/100). Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (93/100)). On the structural side it scores 69/100, with 32/100 of stress already active.

The neutral-phase market in 32547 posted values that rose 4.2% over the year, and 3% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $67,822, median income runs below typical U.S. levels. The poverty rate is 12.9%. The ZIP holds roughly 16,008 housing units. Around 28% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. The typical home is worth about $321,300 (4.4× income). Around 41% of renters are cost-burdened. The vacancy rate is 8.7%. The demographic-stress sub-score lands at 35/100. Population is roughly 35,522 with a median age of 36.

On balance 32547 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 1,609 individual distressed properties in 32547, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.