ZIP 32578 Foreclosure, Tax-Lien & Distress Report
Okaloosa County, Florida · Distress market
In Okaloosa County, Florida, ZIP 32578 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. The most distinctive pressure shows up in structural risk (64/100), institutional ownership (57/100), construction/permit lag (51/100). By contrast, foreclosure activity (36/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (93/100). The split runs 64/100 structural to 28/100 active on the ground.
The neutral-phase market in 32578 posted values that rose 4.9% over the year, and 11% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Vacancy runs 7.9%. The poverty rate is 7.2% — low. At $105,858, median income runs above typical U.S. levels. Around 40% of renters are cost-burdened. Educational attainment sits at 45% bachelor's-or-above. There are about 14,956 housing units across 32578. The typical home is worth about $447,700 (3.9× income, relatively affordable). 78% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. Population is roughly 33,948 with a median age of 43.
On balance 32578 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 68 individual distressed properties in 32578, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.
Big metro or rural, 32578 runs through one identical public-record model, so its 36/100 sits on the same scale as every other ZIP in Okaloosa County, Florida and the nation. Nothing here is interpolated — where a source is thin for 32578, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 36/100 for 32578 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 32578 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 32578 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 68 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 32578 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 32578, the same set carried on every parcel.
Adjacent Okaloosa County ZIP reports
Keep exploring Florida distress
Further distress data across Okaloosa County, Florida at ZIP, county and state level.
Open the complete 32578 acquisition file
Every distressed parcel in 32578 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology