ZIP 32542 Property Distress & Foreclosure Data

ZIP code 32542 in Okaloosa County, Florida carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (93/100). What sets it apart are the readings on construction/permit lag (71/100), structural risk (69/100), institutional ownership (57/100). Structural exposure scores 69 and live distress 19 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 0% of homes, renters 100%. There are about 954 housing units across 32542. Median household income is $69,286, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 37/100. Vacancy runs 8.8%. 3,917 residents call 32542 home, typically aged 23. Rent burden reaches 44% of tenant households. Educational attainment sits at 35% bachelor's-or-above. 4.5% of residents fall below the poverty threshold.

Overall, 32542 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.