ZIP 32580 Property Distress & Foreclosure Data

DLRadar grades ZIP 32580 (Okaloosa County, Florida) at a moderate 39/100 for overall property distress. Structural risk reads 69/100 against active distress of 32/100. Property-level stress concentrates in construction/permit lag (71/100), structural risk (69/100), institutional ownership (57/100). Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (93/100)).

The neutral-phase market in 32580 posted values that rose 4.2% over the year, and 31% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,117 with a median age of 31. 66% of housing is owner-occupied. The typical home is worth about $394,700 (4.1× income). The poverty rate is 4.1% — low. Rent burden reaches 26% of tenant households. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. There are about 1,980 housing units across 32580. Around 38% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. At $85,385, median income runs near typical U.S. levels.

On the whole, 32580 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.