ZIP 32579 Foreclosure, Tax-Lien & Distress Report

Okaloosa County, Florida's ZIP 32579 registers 37/100 composite distress, which DLRadar reads as moderate. Latent structural risk is 64/100 while live distress already moving reads 32/100. The pressure is most legible in structural risk (64/100), institutional ownership (57/100), construction/permit lag (51/100). It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (93/100).

The market reads neutral — home values rose 4.9% year on year, and 4% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 10,775 with a median age of 46. 68% of housing is owner-occupied. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. There are about 5,135 housing units across 32579. A median home runs $444,300 here, or 4.4 times local income. Rent burden reaches 41% of tenant households. The vacancy rate is 11.8% — elevated. Households earn a median $98,014 — above the roughly $78,000 national figure. Around 48% of adults hold a bachelor's degree or higher. On demographic stress specifically, 32579 scores 31/100.

Net-net, 32579 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Inside the full report, DLRadar lists 660 distressed properties for 32579 — owner, address, APN, per-parcel score, bank exposure and exit read.

The 32579 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 32579 stays directly comparable to neighboring ZIPs and the rest of Okaloosa County, Florida. Where the public record is thin for 32579, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 figure for 32579 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 32579 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.