ZIP 32579 Property Distress & Foreclosure Data

ZIP code 32579 in Okaloosa County, Florida carries a composite property-distress score of 39/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 69 and live distress 32 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (71/100), structural risk (69/100), institutional ownership (57/100). It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (93/100).

The market reads neutral — home values rose 4.2% year on year, and 4% higher over three years, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 10,775 people live here, median age 46. The tenure split is 68% owner-occupied to 32% rented. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. There are about 5,135 housing units across 32579. A median home runs $444,300 here, or 4.4 times local income. Rent burden reaches 41% of tenant households. Vacancy runs 11.8%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $98,014 — above the roughly $78,000 national figure. About 48% have a four-year degree. On demographic stress specifically, 32579 scores 31/100.

Net-net, 32579 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Inside the full report, DLRadar lists 548 distressed properties for 32579 — owner, address, APN, per-parcel score, bank exposure and exit read.