ZIP 32541 Property Distress & Foreclosure Data

Okaloosa County, Florida's ZIP 32541 registers 39/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (93/100)). The latent-versus-live split is 69/100 structural and 32/100 already moving. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (69/100), institutional ownership (57/100).

The neutral-phase market in 32541 posted values that rose 4.2% over the year, and 12% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $93,004, median income runs above typical U.S. levels. Around 47% of renters are cost-burdened. The poverty rate is 7.2% — low. The ZIP holds roughly 16,496 housing units. The vacancy rate is 49.0% — elevated. The demographic-stress sub-score lands at 38/100. 68% of housing is owner-occupied. Population is roughly 18,632 with a median age of 42. Around 48% of adults hold a bachelor's degree or higher. The typical home is worth about $597,900 (5.4× income).

On the whole, 32541 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 1 individual distressed properties in 32541, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.