ZIP 32548 Property Distress & Foreclosure Data

In Okaloosa County, Florida, ZIP 32548 scores 39 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 69/100 against active distress of 32/100. Its standout signals are construction/permit lag (71/100), structural risk (69/100), institutional ownership (57/100). Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (93/100).

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 5% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

23,209 residents call 32548 home, typically aged 40. Vacancy runs 28.0%, above the national norm and a classic distress-and-opportunity signal. Owners hold 57% of homes, renters 43%. Educational attainment sits at 31% bachelor's-or-above. Median household income is $63,857, below the U.S. median near $78,000. Rent burden reaches 42% of tenant households. Home values center near $321,200, an affordability ratio of 4.6×. There are about 14,293 housing units across 32548. 14.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100.

Taken together, 32548 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 1,633 distressed properties for 32548 — owner, address, APN, per-parcel score, bank exposure and exit read.