ZIP 32548 Foreclosure, Tax-Lien & Distress Report
Okaloosa County, Florida · High Vacancy market
In Okaloosa County, Florida, ZIP 32548 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. On the structural side it scores 64/100, with 32/100 of stress already active. Leading the profile are structural risk (64/100), institutional ownership (57/100), construction/permit lag (51/100). It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (93/100).
The market reads neutral — home values rose 4.9% year on year, and 5% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
23,209 residents call 32548 home, typically aged 40. The vacancy rate is 28.0% — elevated. 57% of housing is owner-occupied. About 31% have a four-year degree. Median household income is $63,857, below the U.S. median near $78,000. Around 42% of renters are cost-burdened. Home values center near $321,200, an affordability ratio of 4.6×. There are about 14,293 housing units across 32548. The poverty rate is 14.8%. The demographic-stress sub-score lands at 37/100.
Taken together, 32548 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 1,985 distressed properties for 32548 — owner, address, APN, per-parcel score, bank exposure and exit read.
The 32548 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 32548 stays directly comparable to neighboring ZIPs and the rest of Okaloosa County, Florida. 32548 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
32548's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 32548 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 32548’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 1,985 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 32548 Stress Report snapshot
A live read on 32548: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Okaloosa County ZIP reports
More distress data near 32548
Keep going: ZIP, county and state distress coverage for Okaloosa County, Florida.
Open the complete 32548 acquisition file
Every distressed parcel in 32548 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology