ZIP 32569 Property Distress & Foreclosure Data

Okaloosa County, Florida's ZIP 32569 registers 39/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (93/100). On the structural side it scores 69/100, with 32/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (69/100), institutional ownership (57/100).

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 13% higher over three years (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

6.0% of residents fall below the poverty threshold. 12,643 residents call 32569 home, typically aged 36. Owners hold 68% of homes, renters 32%. Educational attainment sits at 40% bachelor's-or-above. Median household income is $73,762, near the U.S. median near $78,000. Home values center near $326,000, an affordability ratio of 4.0×. Around 33% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 5,723 housing units. The vacancy rate is 10.0%.

Overall, 32569 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. DLRadar currently tracks 587 individual distressed properties in 32569, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.