ZIP 32566 Property Distress & Foreclosure Data

In Santa Rosa County, Florida, ZIP 32566 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (90/100), flood (NFIP) exposure (80/100). Its standout signals are structural risk (77/100), institutional ownership (71/100), construction/permit lag (54/100). mortgage stress (27/100) stay muted. Structural risk reads 77/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 2.0% off the recent peak, and 12% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

43,166 residents call 32566 home, typically aged 39. There are about 18,186 housing units across 32566. Home values center near $385,100, an affordability ratio of 3.6× — accessible. Owners hold 82% of homes, renters 18%. Vacancy runs 11.0%. Median household income is $99,501, above the U.S. median near $78,000. 7.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Rent burden reaches 40% of tenant households. Educational attainment sits at 33% bachelor's-or-above.

Overall, 32566 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.