ZIP 32504 Foreclosure, Tax-Lien & Distress Report
Escambia County, Florida · Distress market
DLRadar grades ZIP 32504 (Escambia County, Florida) at a moderate 33/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (68/100). The pressure is most legible in structural risk (71/100), institutional ownership (67/100), construction/permit lag (37/100). By contrast, construction/permit lag (37/100) and mortgage stress (27/100) register low. The latent-versus-live split is 71/100 structural and 8/100 already moving.
The peak-phase market in 32504 posted values that held roughly flat over the year, and 5% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 22,125 with a median age of 41. Median household income is $74,067, near the U.S. median near $78,000. A median home runs $275,800 here, or 3.3 times local income. Owners hold 61% of homes, renters 39%. The vacancy rate is 6.5%. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 10,591 housing units. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Around 35% of renters are cost-burdened. Around 41% of adults hold a bachelor's degree or higher.
Overall, 32504 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 32504 at the moment; the composite and its components are still built from verifiable public records.
Whether 32504 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32504 can be compared directly against any other ZIP in Escambia County, Florida or nationwide. 32504 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 32504's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 32504 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 32504 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 32504 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 32504, the same set carried on every parcel.
Other Escambia County ZIP codes
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See every distressed parcel in 32504
Open 32504 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology