ZIP 32504 Property Distress & Foreclosure Data

Composite property distress in 32504 (Escambia County, Florida) lands at 35/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100). The sharpest non-environmental signals are structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 76/100 against active distress of 8/100.

The market reads peak — home values rose 1.7% year on year, 2.0% off the recent peak, and 5% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 22,125 people live here, median age 41. Households earn a median $74,067 — near the roughly $78,000 national figure. A median home runs $275,800 here, or 3.3 times local income. The tenure split is 61% owner-occupied to 39% rented. Vacancy runs 6.5%. On demographic stress specifically, 32504 scores 27/100. There are about 10,591 housing units across 32504. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 35% of tenant households. About 41% have a four-year degree.

Net-net, 32504 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.