ZIP 32506 Property Distress & Foreclosure Data

ZIP code 32506 in Escambia County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100). What sets it apart are the readings on structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). mortgage stress (27/100) stay muted. Structural exposure scores 76 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 2.0% off the recent peak, and 21% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $206,100, an affordability ratio of 3.3× — accessible. Owners hold 60% of homes, renters 40%. 35,202 residents call 32506 home, typically aged 39. DLRadar's demographic-stress index for the area reads 33/100. There are about 16,717 housing units across 32506. Educational attainment sits at 24% bachelor's-or-above. 15.3% of residents fall below the poverty threshold. Rent burden reaches 43% of tenant households. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $59,978, below the U.S. median near $78,000.

Taken together, 32506 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.