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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 36549 Foreclosure, Tax-Lien & Distress Report

Baldwin County, Alabama · High Vacancy market

Scored purely from public records, 36549 (Baldwin County, Alabama) returns a moderate composite of 35/100. What sets it apart are the readings on structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). mortgage stress (28/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100)). On the structural side it scores 77/100, with 8/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 2% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $65,759, median income runs below typical U.S. levels. Rent burden reaches 18% of tenant households. The vacancy rate is 17.0% — elevated. About 6,152 people live here, median age 56. The demographic-stress sub-score lands at 24/100. A median home runs $216,200 here, or 3.0 times local income. The poverty rate is 8.4%. 90% of housing is owner-occupied. About 26% have a four-year degree. The ZIP holds roughly 3,216 housing units.

On the whole, 36549 leans distressed, with opportunity clustered in specific stressed parcels. While 36549 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36549 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36549 stays directly comparable to neighboring ZIPs and the rest of Baldwin County, Alabama. Where the public record is thin for 36549, the field stays empty rather than modeled, and fills in as new documents post.

36549's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 36549 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

35/100
Composite stress
77/100
Structural risk
8/100
Distress activity

ZIP 36549 distress signals, scored

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk97
36549 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 36549 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Baldwin County ZIPs near 36549

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The complete 36549 distress and acquisition report

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Deterministic scoring, sourced entirely from public data · methodology

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