ZIP 36549 Property Distress & Foreclosure Data

In Baldwin County, Alabama, ZIP 36549 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). On the quiet end sit mortgage stress (28/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100)). The latent-versus-live split is 82/100 structural and 8/100 already moving.

The peak-phase market in 36549 posted values that rose 2.6% over the year, 1.2% off the recent peak, and 2% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $65,759 — below the roughly $78,000 national figure. Around 18% of renters are cost-burdened. The vacancy rate is 17.0% — elevated. Population is roughly 6,152 with a median age of 56. On demographic stress specifically, 36549 scores 24/100. A median home runs $216,200 here, or 3.0 times local income. Roughly 8.4% live below the poverty line. The tenure split is 90% owner-occupied to 10% rented. About 26% have a four-year degree. The ZIP holds roughly 3,216 housing units.

On the whole, 36549 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.