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ZIP 36555 Foreclosure, Tax-Lien & Distress Report

Baldwin County, Alabama · High Vacancy market

ZIP 36555's composite property-distress score is 35/100 - DLRadar classes that as moderate for Baldwin County, Alabama. Structural risk reads 77/100 against active distress of 8/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100). The most distinctive pressure shows up in structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). By contrast, mortgage stress (28/100) register low.

The expansion-phase market in 36555 posted values that rose 6.3% over the year (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $435,200, an affordability ratio of 4.2×. Rent burden reaches 55% of tenant households. The tenure split is 90% owner-occupied to 10% rented. Around 51% of adults hold a bachelor's degree or higher. The ZIP holds roughly 618 housing units. Vacancy runs 28.1%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $93,583 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 33/100. Population is roughly 1,234 with a median age of 51. 12.5% of residents fall below the poverty threshold.

On the whole, 36555 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36555 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 36555's 35/100 can be lined up against any neighbor in Baldwin County, Alabama or any ZIP coast to coast. Sparse data for 36555 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 36555 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. The point of the 36555 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

35/100
Composite stress
77/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 36555

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk97
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

36555 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 36555, the same set carried on every parcel.

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The complete 36555 distress and acquisition report

Every distressed parcel in 36555 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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