ZIP 36532 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36532 (Baldwin County, Alabama) lands at 36/100 — moderate on DLRadar's distress scoring. The pressure is most legible in structural risk (79/100), institutional ownership (70/100), construction/permit lag (51/100). By contrast, mortgage stress (28/100) register low. Latent structural risk is 79/100 while live distress already moving reads 8/100. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (92/100)).

The expansion-phase market in 36532 posted values that rose 6.3% over the year, and 17% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $86,026, median income runs near typical U.S. levels. Educational attainment sits at 50% bachelor's-or-above. 9.1% of residents fall below the poverty threshold. Rent burden reaches 52% of tenant households. 37,121 residents call 36532 home, typically aged 49. DLRadar's demographic-stress index for the area reads 32/100. 83% of housing is owner-occupied. The vacancy rate is 13.1% — elevated. There are about 17,824 housing units across 36532. The typical home is worth about $432,600 (4.6× income).

Net-net, 36532 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36532 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 36532's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 36532, the field stays empty rather than modeled, and fills in as new documents post.

36532's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 36532 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.