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ZIP 36551 Foreclosure, Tax-Lien & Distress Report

Baldwin County, Alabama · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 36551 in Baldwin County, Alabama comes in at 35, a moderate composite-distress reading. On the structural side it scores 77/100, with 8/100 of stress already active. What sets it apart are the readings on structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (28/100). Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100)).

The expansion-phase market in 36551 posted values that rose 6.3% over the year, and 14% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 79% owner-occupied to 21% rented. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. At $68,625, median income runs below typical U.S. levels. Around 31% of renters are cost-burdened. About 12,915 people live here, median age 34. Roughly 10.6% live below the poverty line. Home values center near $250,000, an affordability ratio of 3.5× — accessible. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,266 housing units. The demographic-stress sub-score lands at 30/100.

Taken together, 36551 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 36551 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 36551 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Baldwin County, Alabama and the nation. Sparse data for 36551 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 35/100 figure for 36551 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 36551 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

35/100
Composite stress
77/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 36551

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk97
Another 9 scored dimensions sit behind 36551

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

36551 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 36551, the same set carried on every parcel.

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Other Baldwin County ZIP codes

More distress data near 36551

Further distress data across Baldwin County, Alabama at ZIP, county and state level.

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Each signal above is traceable to an open dataset · methodology

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