ZIP 36551 Property Distress & Foreclosure Data

Baldwin County, Alabama's ZIP 36551 registers 37/100 composite distress, which DLRadar reads as moderate. Structural risk reads 82/100 against active distress of 8/100. The most distinctive pressure shows up in structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 2.6% year on year, 1.2% off the recent peak, and 14% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 79% of homes, renters 21%. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. Median household income is $68,625, below the U.S. median near $78,000. Rent burden reaches 31% of tenant households. About 12,915 people live here, median age 34. 10.6% of residents fall below the poverty threshold. Home values center near $250,000, an affordability ratio of 3.5× — accessible. Educational attainment sits at 22% bachelor's-or-above. There are about 4,266 housing units across 36551. DLRadar's demographic-stress index for the area reads 30/100.

Net-net, 36551 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.