ZIP 36542 Property Distress & Foreclosure Data

Baldwin County, Alabama's ZIP 36542 registers 37/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100). The most distinctive pressure shows up in structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). By contrast, mortgage stress (28/100) register low. Structural exposure scores 82 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 2.6% year on year, 1.2% off the recent peak, and 11% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 17,335 people live here, median age 51. Home values center near $383,500, an affordability ratio of 4.9×. 10.6% of residents fall below the poverty threshold. Owners hold 69% of homes, renters 31%. There are about 19,232 housing units across 36542. Vacancy runs 57.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 38/100. Median household income is $74,861, near the U.S. median near $78,000. Educational attainment sits at 38% bachelor's-or-above. Rent burden reaches 38% of tenant households.

Net-net, 36542 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

37/100
Composite stress
82/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 36542

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk97
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Baldwin County

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