ZIP 36542 Foreclosure, Tax-Lien & Distress Report
Baldwin County, Alabama · High Vacancy market
In Baldwin County, Alabama, ZIP 36542 scores 36 of 100 for composite distress, a moderate level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (96/100), flood (NFIP) exposure (92/100). The pressure is most legible in structural risk (79/100), institutional ownership (70/100), construction/permit lag (51/100). mortgage stress (28/100) stay muted. The split runs 79/100 structural to 8/100 active on the ground.
The expansion-phase market in 36542 posted values that rose 6.3% over the year, and 11% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 17,335 with a median age of 51. A median home runs $383,500 here, or 4.9 times local income. Roughly 10.6% live below the poverty line. 69% of housing is owner-occupied. There are about 19,232 housing units across 36542. Vacancy runs 57.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 38/100. Households earn a median $74,861 — near the roughly $78,000 national figure. About 38% have a four-year degree. Rent burden reaches 38% of tenant households.
Net-net, 36542 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36542 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 36542's 36/100 can be lined up against any neighbor in Baldwin County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 36542, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 36542 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Treat 36542 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 36542
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 36542 distress snapshot
The live 36542 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Baldwin County
Nearest ZIP codes to 36542
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Baldwin County, Alabama
Keep going: ZIP, county and state distress coverage for Baldwin County, Alabama.
See every distressed parcel in 36542
See who owns each distressed property in 36542, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology