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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 36542 Foreclosure, Tax-Lien & Distress Report

Baldwin County, Alabama · High Vacancy market

In Baldwin County, Alabama, ZIP 36542 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100). The pressure is most legible in structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). mortgage stress (28/100) stay muted. The split runs 77/100 structural to 8/100 active on the ground.

The expansion-phase market in 36542 posted values that rose 6.3% over the year, and 11% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 17,335 with a median age of 51. A median home runs $383,500 here, or 4.9 times local income. Roughly 10.6% live below the poverty line. 69% of housing is owner-occupied. There are about 19,232 housing units across 36542. Vacancy runs 57.2%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 38/100. Households earn a median $74,861 — near the roughly $78,000 national figure. About 38% have a four-year degree. Rent burden reaches 38% of tenant households.

Net-net, 36542 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36542 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 36542's 35/100 can be lined up against any neighbor in Baldwin County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 36542, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 36542 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. Treat 36542 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

35/100
Composite stress
77/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 36542

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk97
9 further distress layers are graded for 36542

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 36542 distress snapshot

The live 36542 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Baldwin County

Related reports across Baldwin County, Alabama

Keep going: ZIP, county and state distress coverage for Baldwin County, Alabama.

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