ZIP 36530 Foreclosure, Tax-Lien & Distress Report
Baldwin County, Alabama · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 36530 in Baldwin County, Alabama comes in at 35, a moderate composite-distress reading. Leading the profile are structural risk (77/100), institutional ownership (63/100), construction/permit lag (56/100). By contrast, mortgage stress (28/100) register low. Structural exposure scores 77 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (78/100)).
The market reads expansion — home values rose 6.3% year on year, and 6% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
On demographic stress specifically, 36530 scores 32/100. The typical home is worth about $280,100 (4.3× income). 13.6% of residents fall below the poverty threshold. Rent burden reaches 23% of tenant households. Households earn a median $59,252 — below the roughly $78,000 national figure. About 6,824 people live here, median age 50. The vacancy rate is 24.4% — elevated. Owners hold 80% of homes, renters 20%. Around 20% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,120 housing units.
Net-net, 36530 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36530 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 36530 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36530 can be compared directly against any other ZIP in Baldwin County, Alabama or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 36530 shows blanks, not estimates, wherever the record is sparse.
The 35/100 figure for 36530 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 36530 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 36530’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 36530 by the numbers
The live 36530 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Rules-based scoring — each signal ties to a public dataset · methodology