ZIP 36530 Property Distress & Foreclosure Data

In Baldwin County, Alabama, ZIP 36530 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). By contrast, mortgage stress (28/100) register low. The latent-versus-live split is 82/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 2.6% year on year, 1.2% off the recent peak, and 6% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 32/100. Home values center near $280,100, an affordability ratio of 4.3×. 13.6% of residents fall below the poverty threshold. Around 23% of renters are cost-burdened. Median household income is $59,252, below the U.S. median near $78,000. About 6,824 people live here, median age 50. The vacancy rate is 24.4% — elevated. Owners hold 80% of homes, renters 20%. Educational attainment sits at 20% bachelor's-or-above. The ZIP holds roughly 4,120 housing units.

Net-net, 36530 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.