ZIP 36580 Foreclosure, Tax-Lien & Distress Report

Baldwin County, Alabama's ZIP 36580 registers 36/100 composite distress, which DLRadar reads as moderate. On the structural side it scores 79/100, with 8/100 of stress already active. Its heaviest discrete signals: structural risk (79/100), institutional ownership (70/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (28/100). Climate and flood risk are elevated too — climate & FEMA risk (97/100), FEMA disaster exposure (95/100), flood (NFIP) exposure (92/100).

The market reads expansion — home values rose 6.3% year on year, and 7% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $262,100, an affordability ratio of 4.0×. On demographic stress specifically, 36580 scores 32/100. Owners hold 84% of homes, renters 16%. There are about 2,897 housing units across 36580. About 7,025 people live here, median age 36. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $59,138, below the U.S. median near $78,000. Roughly 15.7% live below the poverty line. Educational attainment sits at 20% bachelor's-or-above. Around 34% of renters are cost-burdened.

On the whole, 36580 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36580 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 36580's 36/100 can be lined up against any neighbor in Baldwin County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 36580 shows blanks, not estimates, wherever the record is sparse.

36580's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 36580 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.