Baldwin County, AL: Foreclosures, Tax Liens & Distressed Properties

Baldwin County, AL, Alabama: 24 ZIP codes scored, Baldwin County, AL averaging 36/100 (moderate, Baldwin, AL), from 32 to 36. Baldwin County, AL is in its expansion phase (Baldwin, AL confidence 36/100): Baldwin, AL home prices up 6.3% (Baldwin, AL) over twelve months. Baldwin County, AL lender headwind: 34/100.

Highest-scoring Baldwin County, AL ZIPs: 36507 (36/100), 36511 (36/100), 36526 (36/100), 36527 (36/100), 36530 (36/100), 36532 (36/100). Also scored in Baldwin County, AL: 36535, 36542, 36547, 36549, 36550, 36551, 36555, 36559, 36561, 36562.

Across Baldwin County, AL's scored ZIPs: median home value $283,300, household income $74,312, 23.1% vacancy, 12.5% poverty, 79% owner-occupied, median age 45.0.

Baldwin County, AL insurance distress 94/100 (#45 in the US); FEMA hazard 96/100 for Baldwin, AL; 6 federal disaster declarations in Baldwin County, AL since 2023 (6 hurricane); 30 Baldwin, AL NFIP flood claims, $1.7M paid; Baldwin, AL construction distress 51/100.

32 banks with 90 branches lend in Baldwin County, AL; Baldwin, AL weighted bank stress 57/100, highest 77/100 in Baldwin, AL.

Baldwin County, AL unemployment 3.1% (Baldwin, AL +0.2 pts, six months); 3,355 new housing units permitted in Baldwin County, AL over twelve months, Baldwin, AL down 1% from 3,390; Baldwin, AL home prices +10.4% a year (Baldwin, AL) over three years.

132,258 housing units in Baldwin County, AL; 21,261 Baldwin, AL renter households; 42% of Baldwin, AL renters spend 30%+ of income on rent, 18% (Baldwin, AL) half or more.

Baldwin County, AL ranks #320 nationally on the opportunity index (Baldwin, AL, among all ranked counties); Baldwin, AL scores 34.5/100 and Baldwin, AL sits #11 inside Alabama. Baldwin, AL is in the peak_opportunity opportunity phase; Baldwin, AL's primary driver is vacancy, Baldwin, AL second driver bank institutional; Baldwin, AL moved up 304 places. 108 short-sale listings across Baldwin, AL; 66 days on market observed in Baldwin, AL; 17.4% vacancy over 24 Baldwin, AL ZIPs.

0.8% of Baldwin County, AL mortgages were ninety-plus days late in December 2025; Baldwin, AL's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Baldwin, AL's ninety-day rate is up 0.2 points on twelve months earlier; the Baldwin, AL peak since 2008 was 3.9% in May 2010; Alabama overall reads 1.1%.

Baldwin County, AL has 11 watched banks; 11 Baldwin, AL banks sit in an elevated band. Baldwin, AL footprints: Regions Bank (9 branches, stress 57) in Baldwin, AL; United Bank (9 branches, stress 47) in Baldwin, AL; Citizens Bank Inc (3 branches, stress 69) in Baldwin, AL.

HUD lists 17 assisted multifamily properties in Baldwin County, AL with 1,607 units; 190 Baldwin, AL units are assisted, 3 Baldwin, AL properties under project-based Section 8.

33,684 of the 132,258 housing units in Baldwin, AL sit vacant. Baldwin County, AL permitted 203 multifamily units in twelve months; Baldwin, AL's one-to-four unit structures added 3,152 units in Baldwin County, AL.