ZIP 36527 Property Distress & Foreclosure Data

DLRadar grades ZIP 36527 (Baldwin County, Alabama) at a moderate 37/100 for overall property distress. Property-level stress concentrates in structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100). The latent-versus-live split is 82/100 structural and 8/100 already moving.

The market reads peak — home values rose 2.6% year on year, 1.2% off the recent peak, and 11% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Median household income is $112,672, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 43% bachelor's-or-above. About 21,160 people live here, median age 37. Around 40% of renters are cost-burdened. Home values center near $389,000, an affordability ratio of 3.1× — accessible. 5.9% of residents fall below the poverty threshold. Owners hold 75% of homes, renters 25%. The ZIP holds roughly 8,127 housing units. The vacancy rate is 8.6%.

Net-net, 36527 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.