ZIP 36576 Property Distress & Foreclosure Data

In Baldwin County, Alabama, ZIP 36576 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (83/100)). On the structural side it scores 82/100, with 8/100 of stress already active. Its standout signals are structural risk (82/100), construction/permit lag (70/100), institutional ownership (65/100). On the quiet end sit mortgage stress (28/100).

The peak-phase market in 36576 posted values that rose 2.6% over the year, 1.2% off the recent peak, and 46% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 2,083 housing units. Roughly 9.0% live below the poverty line. Population is roughly 4,964 with a median age of 39. A median home runs $248,300 here, or 3.0 times local income. Around 16% of renters are cost-burdened. About 21% have a four-year degree. On demographic stress specifically, 36576 scores 25/100. The vacancy rate is 11.7% — elevated. Households earn a median $78,227 — near the roughly $78,000 national figure. The tenure split is 83% owner-occupied to 17% rented.

On balance 36576 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.