ZIP 36576 Foreclosure, Tax-Lien & Distress Report
Baldwin County, Alabama · Distress market
ZIP 36576's composite property-distress score is 36/100 - DLRadar classes that as moderate for Baldwin County, Alabama. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (92/100). The latent-versus-live split is 79/100 structural and 8/100 already moving. Its heaviest discrete signals: structural risk (79/100), institutional ownership (70/100), construction/permit lag (51/100). By contrast, mortgage stress (28/100) register low.
The expansion-phase market in 36576 posted values that rose 6.3% over the year, and 46% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
There are about 2,083 housing units across 36576. The poverty rate is 9.0%. About 4,964 people live here, median age 39. Home values center near $248,300, an affordability ratio of 3.0× — accessible. Rent burden reaches 16% of tenant households. Around 21% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 11.7% — elevated. At $78,227, median income runs near typical U.S. levels. 83% of housing is owner-occupied.
Net-net, 36576 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 36576 at the moment; the composite and its components are still built from verifiable records.
The 36576 read uses the identical scoring model applied coast to coast, which means its 36/100 score means exactly what it means anywhere else, and 36576 stays directly comparable to neighboring ZIPs and the rest of Baldwin County, Alabama. Where the record is thin for 36576, the field stays empty rather than modeled, and fills in as new documents post.
36576's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 36576 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 36576’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
36576 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 36576, the same set carried on every parcel.
Neighbouring ZIPs in Baldwin County
Nearest ZIP codes to 36576
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Baldwin County, Alabama — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 36576
See who owns each distressed property in 36576, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology