ZIP 32503 Property Distress & Foreclosure Data

DLRadar grades ZIP 32503 (Escambia County, Florida) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (76/100), institutional ownership (68/100), construction/permit lag (54/100). mortgage stress (27/100) stay muted. On the structural side it scores 76/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (95/100), flood (NFIP) exposure (69/100).

Prices here sit in a peak phase: values rose 1.7% over the trailing year, 2.0% off the recent peak, and 15% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14.1% of residents fall below the poverty threshold. Owners hold 67% of homes, renters 33%. The ZIP holds roughly 14,428 housing units. DLRadar's demographic-stress index for the area reads 31/100. Around 41% of renters are cost-burdened. 32,975 residents call 32503 home, typically aged 34. Median household income is $67,654, below the U.S. median near $78,000. The vacancy rate is 9.4%. Educational attainment sits at 41% bachelor's-or-above. Home values center near $298,000, an affordability ratio of 4.0×.

Overall, 32503 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.