ZIP 32433 Property Distress & Foreclosure Data

Walton County, Florida's ZIP 32433 registers 34/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (88/100)). On the structural side it scores 75/100, with 10/100 of stress already active. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (67/100), institutional ownership (66/100). On the quiet end sit mortgage stress (32/100).

The neutral-phase market in 32433 posted values that rose 4.2% over the year, and 7% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 8,344 housing units. The demographic-stress sub-score lands at 33/100. The poverty rate is 20.8% — high, a tax-stress and distress correlate. Around 14% of adults hold a bachelor's degree or higher. Around 47% of renters are cost-burdened. 73% of housing is owner-occupied. At $51,604, median income runs below typical U.S. levels. The typical home is worth about $165,000 (3.0× income, relatively affordable). The vacancy rate is 13.8% — elevated. Population is roughly 18,970 with a median age of 38.

On the whole, 32433 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.