ZIP 32433 Foreclosure, Tax-Lien & Distress Report

ZIP 32433's composite property-distress score is 35/100 - DLRadar classes that as moderate for Walton County, Florida. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (88/100), flood (NFIP) exposure (79/100). Latent structural risk is 76/100 while live distress already moving reads 10/100. Property-level stress concentrates in structural risk (76/100), institutional ownership (70/100), construction/permit lag (55/100). On the quiet end sit mortgage stress (32/100).

The market reads neutral — home values rose 4.9% year on year, and 7% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 8,344 housing units. On demographic stress specifically, 32433 scores 33/100. 20.8% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above. Around 47% of renters are cost-burdened. 73% of housing is owner-occupied. Median household income is $51,604, below the U.S. median near $78,000. A median home runs $165,000 here, or 3.0 times local income. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. About 18,970 people live here, median age 38.

Net-net, 32433 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 32433 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 32433 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in Walton County, Florida and the nation. 32433 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32433's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 32433 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.