ZIP 32459 Property Distress & Foreclosure Data

DLRadar grades ZIP 32459 (Walton County, Florida) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (75/100), construction/permit lag (67/100), institutional ownership (66/100). By contrast, mortgage stress (32/100) register low. On the structural side it scores 75/100, with 10/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (88/100).

The market reads neutral — home values rose 4.2% year on year, and 10% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $101,067 — above the roughly $78,000 national figure. Around 52% of renters are cost-burdened. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. A median home runs $684,700 here, or 6.1 times local income. On demographic stress specifically, 32459 scores 40/100. About 48% have a four-year degree. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 18,907 housing units. The vacancy rate is 47.5% — elevated. About 22,104 people live here, median age 46.

Net-net, 32459 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.