ZIP 32435 Property Distress & Foreclosure Data

In Walton County, Florida, ZIP 32435 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (88/100). The latent-versus-live split is 75/100 structural and 10/100 already moving. Its standout signals are structural risk (75/100), construction/permit lag (67/100), institutional ownership (66/100). By contrast, mortgage stress (32/100) register low.

The market reads neutral — home values rose 4.2% year on year, and 15% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $63,017 — below the roughly $78,000 national figure. The ZIP holds roughly 3,035 housing units. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 52% of renters are cost-burdened. About 27% have a four-year degree. On demographic stress specifically, 32435 scores 31/100. The vacancy rate is 11.4% — elevated. The tenure split is 83% owner-occupied to 17% rented. A median home runs $224,800 here, or 3.0 times local income. About 6,359 people live here, median age 40.

Net-net, 32435 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.