ZIP 32464 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 32464 (Holmes County, Florida) returns a low composite of 25/100. The most distinctive pressure shows up in construction/permit lag (57/100), institutional ownership (54/100), structural risk (53/100). By contrast, mortgage stress (26/100) register low. Structural risk reads 53/100 against active distress of 8/100. Environmental exposure also runs high (FEMA disaster exposure (97/100)).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,751 housing units across 32464. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $95,900, an affordability ratio of 1.9× — accessible. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 17.8% — elevated. Owners hold 91% of homes, renters 9%. Around 13% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. Median household income is $57,056, below the U.S. median near $78,000. 3,914 residents call 32464 home, typically aged 44.

Taken together, 32464 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 32464 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 32464 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 32464 stays directly comparable to neighboring ZIPs and the rest of Holmes County, Florida. 32464 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 25/100 figure for 32464 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 32464 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.