ZIP 32455 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 32455 in Walton County, Florida comes in at 30, a moderate composite-distress reading. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (61/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (30/100). Structural risk reads 65/100 against active distress of 9/100. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (76/100)).

The market reads neutral — home values rose 4.6% year on year, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 81% owner-occupied to 19% rented. 15.3% of residents fall below the poverty threshold. Around 30% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. The vacancy rate is 17.4% — elevated. There are about 1,998 housing units across 32455. At $45,110, median income runs below typical U.S. levels. On demographic stress specifically, 32455 scores 28/100. About 3,903 people live here, median age 47. A median home runs $109,800 here, or 2.5 times local income.

Taken together, 32455 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 32455 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 32455 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32455 can be compared directly against any other ZIP in Walton County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 32455, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 figure for 32455 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 32455 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.