Walton County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Walton County, Florida? DLRadar grades every Walton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Walton County breakdown.
- Walton County's most distressed ZIP is 32578 at 38/100.
- 13 ZIP codes tracked in Walton County, averaging 33/100 distress.
- Walton County reads neutral — home values up 4.2% year over year.
- Vacancy runs 28.8% across Walton County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Walton County home is worth about $395,877 against a ~$81,728 median income.
- Lending headwind in Walton County sits at 12/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32578 | 38/100 |
| 2 | 32539 | 37/100 |
| 3 | 32413 | 36/100 |
| 4 | 32567 | 35/100 |
| 5 | 32433 | 34/100 |
| 6 | 32435 | 34/100 |
| 7 | 32439 | 34/100 |
| 8 | 32459 | 34/100 |
| 9 | 32461 | 34/100 |
| 10 | 32550 | 34/100 |
| 11 | 32455 | 31/100 |
| 12 | 32462 | 27/100 |
Most distressed ZIP codes in Walton County (composite distress 0-100, 2026)
What is driving Walton County distress
Walton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 33/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Walton County market phase and pricing
Walton County reads neutral — home prices rose 4.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Walton County
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Frequently asked questions
What is the most distressed ZIP code in Walton County, FL?
ZIP 32578 leads Walton County at 38/100, recomputed monthly from public records.
What market phase is Walton County in?
Walton County reads neutral, with home prices up 4.2% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Walton County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.