Walton County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Walton County, Florida? DLRadar grades every Walton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Walton County breakdown.
- Walton County's most distressed ZIP is 32413 at 36/100.
- 13 ZIP codes tracked in Walton County, averaging 32/100 distress.
- Walton County reads neutral — home values up 4.9% year over year.
- Vacancy runs 28.8% across Walton County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Walton County home is worth about $395,877 against a ~$81,728 median income.
- Lending headwind in Walton County sits at 33/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32413 | 36/100 |
| 2 | 32578 | 36/100 |
| 3 | 32539 | 35/100 |
| 4 | 32567 | 34/100 |
| 5 | 32433 | 33/100 |
| 6 | 32435 | 33/100 |
| 7 | 32439 | 33/100 |
| 8 | 32459 | 33/100 |
| 9 | 32461 | 33/100 |
| 10 | 32550 | 33/100 |
| 11 | 32455 | 30/100 |
| 12 | 32462 | 26/100 |
Most distressed ZIP codes in Walton County (composite distress 0-100, 2026)
What is driving Walton County distress
Walton County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 32/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Walton County market phase and pricing
The cycle in Walton County is neutral, with values up 4.9% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions and answers
What is the most distressed ZIP code in Walton County, FL?
ZIP 32413 leads Walton County at 36/100, recomputed monthly from public records.
Is Walton County expanding or contracting?
Walton County is classified neutral with a 4.9% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Walton County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 13 Walton County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Walton County ZIP codes?
One county number flattens a wide range. Across the Walton County ZIPs DLRadar ranks, scores run from 36/100 in 32413 down to 26/100 in 32462, against a Walton County average of 32/100. Because the gap runs to 10 points, Walton County rewards ZIP-level precision.
What do Walton County home values and vacancy say about distressed supply?
The typical Walton County home carries about $395,877 of value against a median household income near $81,728. Vacancy across Walton County's tracked ZIPs runs 28.8% and the poverty rate is 12.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Walton County's foreclosure and lien data and its 33/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.