ZIP 32461 Property Distress & Foreclosure Data

ZIP code 32461 in Walton County, Florida carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (88/100). What sets it apart are the readings on structural risk (75/100), construction/permit lag (67/100), institutional ownership (66/100). mortgage stress (32/100) stay muted. Structural exposure scores 75 and live distress 10 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 86% of homes, renters 14%. Vacancy runs 73.3%, above the national norm and a classic distress-and-opportunity signal. 3,517 residents call 32461 home, typically aged 58. There are about 6,145 housing units across 32461. Home values center near $1,095,100, an affordability ratio of 6.5×. Rent burden reaches 32% of tenant households. 5.3% of residents fall below the poverty threshold. Median household income is $146,393, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. Educational attainment sits at 59% bachelor's-or-above.

Taken together, 32461 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.