ZIP 32425 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32425 (Holmes County, Florida) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 7 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (97/100)). What sets it apart are the readings on institutional ownership (52/100), structural risk (46/100), construction/permit lag (43/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 36% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $123,600, an affordability ratio of 2.5× — accessible. The tenure split is 75% owner-occupied to 25% rented. 13,944 residents call 32425 home, typically aged 41. Educational attainment sits at 9% bachelor's-or-above. There are about 6,149 housing units across 32425. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 32% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Median household income is $44,651, below the U.S. median near $78,000.

On the whole, 32425 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 2 individual distressed properties in 32425, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Whether 32425 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32425 can be compared directly against any other ZIP in Holmes County, Florida or nationwide. Where the public record is thin for 32425, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 figure for 32425 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 32425 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.