ZIP 36038 Property Distress & Foreclosure Data

Covington County, Alabama's ZIP 36038 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 57/100 against active distress of 0/100. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (79/100). The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (57/100), institutional ownership (45/100).

The market reads peak — home values rose 4.2% year on year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 109 people live here, median age 50. Educational attainment sits at 48% bachelor's-or-above. There are about 35 housing units across 36038. DLRadar's demographic-stress index for the area reads 50/100. Owners hold 43% of homes, renters 57%. Rent burden reaches 100% of tenant households. Vacancy runs 2.9%. 44.0% of residents fall below the poverty threshold.

Net-net, 36038 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
57/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 36038

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Covington County

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Deterministic. Every signal traces to a public dataset · methodology