ZIP 36421 Foreclosure, Tax-Lien & Distress Report
Covington County, Alabama · High Vacancy market
Covington County, Alabama's ZIP 36421 registers 20/100 composite distress, which DLRadar reads as low. Structurally it carries 41/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (73/100), climate & FEMA risk (70/100). The pressure is most legible in structural risk (41/100), institutional ownership (39/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (18/100) stay muted.
The expansion-phase market in 36421 posted values that rose 5.0% over the year, and 10% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 9,861 people live here, median age 42. Owners hold 79% of homes, renters 21%. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 27/100. There are about 4,794 housing units across 36421. Around 24% of renters are cost-burdened. Home values center near $170,900, an affordability ratio of 2.5× — accessible. Median household income is $63,781, below the U.S. median near $78,000. The poverty rate is 13.2%. Educational attainment sits at 17% bachelor's-or-above.
On the whole, 36421 leans distressed, with opportunity clustered in specific stressed parcels. While 36421 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 36421's 20/100 can be lined up against any neighbor in Covington County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 36421 shows blanks, not estimates, wherever the record is sparse.
36421's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 36421 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 36421
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 36421 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Covington County ZIP codes
Nearest ZIP codes to 36421
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Unlock the full ZIP 36421 acquisition report
Open 36421 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology