ZIP 36028 Property Distress & Foreclosure Data

Composite property distress in 36028 (Covington County, Alabama) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (80/100), structural risk (57/100), institutional ownership (54/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). The latent-versus-live split is 57/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 35/100. 62% of housing is owner-occupied. The typical home is worth about $142,900 (3.1× income, relatively affordable). The ZIP holds roughly 890 housing units. The poverty rate is 19.1% — high, a tax-stress and distress correlate. Around 27% of adults hold a bachelor's degree or higher. At $41,406, median income runs below typical U.S. levels. 1,531 residents call 36028 home, typically aged 42. Around 43% of renters are cost-burdened. The vacancy rate is 33.5% — elevated.

Taken together, 36028 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.