Covington County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Covington County, Alabama? DLRadar grades every Covington County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Covington County breakdown.
- Covington County's most distressed ZIP is 36483 at 27/100.
- 13 ZIP codes tracked in Covington County, averaging 23/100 distress.
- Covington County reads expansion — home values up 5.0% year over year.
- Vacancy runs 24.2% across Covington County's tracked ZIPs, with a 23.2% poverty rate.
- The typical Covington County home is worth about $124,536 against a ~$51,025 median income.
- Lending headwind in Covington County sits at 40/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 36483 | 27/100 |
| 2 | 36420 | 24/100 |
| 3 | 36453 | 24/100 |
| 4 | 36456 | 23/100 |
| 5 | 36467 | 23/100 |
| 6 | 36477 | 23/100 |
| 7 | 36038 | 22/100 |
| 8 | 36442 | 22/100 |
| 9 | 36455 | 22/100 |
| 10 | 36476 | 22/100 |
| 11 | 36421 | 21/100 |
| 12 | 36474 | 21/100 |
Most distressed ZIP codes in Covington County (composite distress 0-100, 2026)
What is driving Covington County distress
Covington County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Covington County market phase and pricing
Covington County currently sits in expansion after a 5.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Covington County
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What people ask
Which part of Covington County, AL scores highest for distress?
ZIP 36483 leads Covington County at 27/100, recomputed monthly from public records.
How would you describe the Covington County market phase?
Phase for Covington County: expansion, tracking a 5.0% gain year over year, read off the FHFA index.
Can the Covington County figures be verified?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 13 ZIP codes in Covington County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Covington County ZIP codes?
The county figure is a blend, not a description. Across the Covington County ZIPs DLRadar ranks, scores run from 27/100 in 36483 down to 21/100 in 36474, against a Covington County average of 23/100. The 6-point range is the argument for ZIP-level search across Covington County.
What do Covington County home values and vacancy say about distressed supply?
The typical Covington County home carries about $124,536 of value against a median household income near $51,025. Vacancy across Covington County's tracked ZIPs runs 24.2% and the poverty rate is 23.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Covington County's foreclosure and tax-lien record and its 40/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.