ZIP 36441 Foreclosure, Tax-Lien & Distress Report

In Escambia County, Alabama, ZIP 36441 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 75 and live distress 8 on the 0–100 scale. Leading the profile are construction/permit lag (75/100), structural risk (75/100), institutional ownership (60/100). By contrast, mortgage stress (26/100) register low. Environmental exposure also runs high (climate & FEMA risk (81/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (78/100)).

Prices here sit in a expansion phase: values rose 5.0% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

66% of housing is owner-occupied. Home values center near $138,100, an affordability ratio of 2.8× — accessible. The ZIP holds roughly 1,825 housing units. Roughly 23.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 3,438 with a median age of 36. Around 24% of renters are cost-burdened. Median household income is $42,583, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. Vacancy runs 32.6%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 36441 scores 32/100.

Taken together, 36441 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 36441 at the moment; the composite and its components are still built from verifiable public records.

Whether 36441 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36441 can be compared directly against any other ZIP in Escambia County, Alabama or nationwide. The score is rebuilt from public data as it updates, so 36441 reflects the current record instead of a stale or modeled snapshot.

Behind 36441's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 36441 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.