Escambia County, AL: Foreclosures, Tax Liens & Distressed Properties
Escambia County, AL, Alabama: 10 ZIP codes scored, Escambia County, AL averaging 28/100 (low, Escambia, AL), from 17 to 36. Escambia County, AL is in its expansion phase (Escambia, AL confidence 34/100): Escambia, AL home prices up 5.0% (Escambia, AL) over twelve months. Escambia County, AL lender headwind: 35/100.
Highest-scoring Escambia County, AL ZIPs: 36562 (36/100), 36441 (32/100), 36502 (32/100), 36503 (32/100), 36543 (32/100), 36426 (31/100). Also scored in Escambia County, AL: 36483, 36420, 36401, 36432.
Across Escambia County, AL's scored ZIPs: median home value $128,475, household income $45,893, 31.9% vacancy, 18.6% poverty, 77% owner-occupied, median age 43.8.
Escambia County, AL insurance distress 85/100 (#238 in the US); FEMA hazard 90/100 for Escambia, AL; 4 federal disaster declarations in Escambia County, AL since 2023 (4 hurricane); 4 Escambia, AL NFIP flood claims, $160K paid; Escambia, AL construction distress 38/100.
10 banks with 16 branches lend in Escambia County, AL; Escambia, AL weighted bank stress 58/100, highest 88/100 in Escambia, AL.
Escambia County, AL unemployment 4.5% (Escambia, AL +0.3 pts, six months); 10 new housing units permitted in Escambia County, AL over twelve months, Escambia, AL up 11% from 9; Escambia, AL home prices +8.8% a year (Escambia, AL) over three years.
16,816 housing units in Escambia County, AL; 4,002 Escambia, AL renter households; 35% of Escambia, AL renters spend 30%+ of income on rent, 19% (Escambia, AL) half or more.
Escambia County, AL ranks #164 nationally on the opportunity index (Escambia, AL, among all ranked counties); Escambia, AL scores 36.2/100 and Escambia, AL sits #7 inside Alabama. Escambia, AL is in the peak_opportunity opportunity phase; Escambia, AL's primary driver is vacancy, Escambia, AL second driver bank institutional; Escambia, AL moved up 211 places. 4 short-sale listings across Escambia, AL; 85 days on market observed in Escambia, AL; 22.9% vacancy over 10 Escambia, AL ZIPs.
No CFPB county sample covers Escambia County, AL. The non-metro area reading for Escambia, AL: 1.6% ninety-plus days late; Escambia, AL's thirty-to-eighty-nine share is 4.7% (Escambia, AL, December 2025 data); Alabama overall 1.1%.
Escambia County, AL has 7 watched banks; 7 Escambia, AL banks sit in an elevated band. Escambia, AL footprints: United Bank (3 branches, stress 47) in Escambia, AL; First National Bank&Trust (2 branches, stress 88) in Escambia, AL; Regions Bank (2 branches, stress 57) in Escambia, AL.
HUD lists 5 assisted multifamily properties in Escambia County, AL with 188 units; 106 Escambia, AL units are assisted, 2 Escambia, AL properties under project-based Section 8.
4,008 of the 16,816 housing units in Escambia, AL sit vacant. Escambia County, AL permitted 0 multifamily units in twelve months; Escambia, AL's one-to-four unit structures added 10 units in Escambia County, AL.