ZIP 36318 Property Distress & Foreclosure Data

ZIP code 36318 in Geneva County, Alabama carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (50/100), institutional ownership (49/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (FEMA disaster exposure (83/100)). The latent-versus-live split is 50/100 structural and 6/100 already moving.

The expansion-phase market in 36318 posted values that rose 5.7% over the year (phase confidence 43/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $52,500 — below the roughly $78,000 national figure. A median home runs $122,400 here, or 2.4 times local income. Roughly 15.9% live below the poverty line. Around 4% of renters are cost-burdened. Population is roughly 1,193 with a median age of 52. About 21% have a four-year degree. On demographic stress specifically, 36318 scores 23/100. The tenure split is 88% owner-occupied to 12% rented. The vacancy rate is 29.2% — elevated. The ZIP holds roughly 833 housing units.

On the whole, 36318 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.