ZIP 36318 Foreclosure, Tax-Lien & Distress Report
Geneva County, Alabama · High Vacancy market
Scored on a fixed 0-100 scale, 36318 (Geneva County, Alabama) returns a low composite of 24/100. Property-level stress concentrates in construction/permit lag (60/100), structural risk (52/100), institutional ownership (44/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (74/100). Structural risk reads 52/100 against active distress of 6/100.
The peak-phase market in 36318 posted values that held roughly flat over the year, 1.4% off the recent peak, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $52,500, below the U.S. median near $78,000. Home values center near $122,400, an affordability ratio of 2.4× — accessible. The poverty rate is 15.9%. Rent burden reaches 4% of tenant households. About 1,193 people live here, median age 52. Around 21% of adults hold a bachelor's degree or higher. On demographic stress specifically, 36318 scores 23/100. The tenure split is 88% owner-occupied to 12% rented. Vacancy runs 29.2%, above the national norm and a classic distress-and-opportunity signal. There are about 833 housing units across 36318.
On the whole, 36318 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 36318 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 36318's 24/100 can be lined up against any neighbor in Geneva County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 36318, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
36318's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 36318 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 36318
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 36318 Stress Report snapshot
The live 36318 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Geneva County ZIP codes
Nearest ZIP codes to 36318
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Further distress data across Geneva County, Alabama at ZIP, county and state level.
Get the full acquisition report for 36318
Pull every distressed parcel in 36318 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology