ZIP 32330 Property Distress & Foreclosure Data

ZIP code 32330 in Gadsden County, Florida carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), flood (NFIP) exposure (77/100), climate & FEMA risk (66/100). On the structural side it scores 67/100, with 8/100 of stress already active. What sets it apart are the readings on institutional ownership (70/100), structural risk (67/100), construction/permit lag (49/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 0.5% year on year, 1.8% off the recent peak (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $41,563 — below the roughly $78,000 national figure. Roughly 34.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 32330 scores 42/100. The ZIP holds roughly 444 housing units. Around 50% of renters are cost-burdened. A median home runs $144,200 here, or 3.4 times local income. About 6% have a four-year degree. The vacancy rate is 12.9% — elevated. The tenure split is 41% owner-occupied to 59% rented. About 706 people live here, median age 38.

Net-net, 32330 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.