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Gadsden County, FL: Foreclosures, Tax Liens & Distressed Properties

Gadsden County, FL, Florida: 7 ZIP codes scored, Gadsden County, FL averaging 27/100 (low, Gadsden, FL). Gadsden County, FL is in its expansion phase (Gadsden, FL confidence 58/100): Gadsden, FL home prices up 5.8% (Gadsden, FL) over twelve months. Gadsden County, FL lender headwind: 0/100.

Highest-scoring Gadsden County, FL ZIPs: 32324 (27/100), 32330 (27/100), 32332 (27/100), 32333 (27/100), 32343 (27/100), 32351 (27/100). Also scored in Gadsden County, FL: 32352.

Across Gadsden County, FL's scored ZIPs: median home value $153,529, household income $46,074, 13.9% vacancy, 28.3% poverty, 67% owner-occupied, median age 42.7.

Gadsden County, FL insurance distress 89/100 (#111 in the US); FEMA hazard 99/100 for Gadsden, FL; 18 federal disaster declarations in Gadsden County, FL since 2023 (3 hurricane); 3 Gadsden, FL NFIP flood claims, $117K paid; Gadsden, FL construction distress 18/100.

2 banks with 3 branches lend in Gadsden County, FL; Gadsden, FL weighted bank stress 44/100, highest 54/100 in Gadsden, FL.

Gadsden County, FL unemployment 5.8%; 159 new housing units permitted in Gadsden County, FL over twelve months, Gadsden, FL up 33% from 120; Gadsden, FL home prices +10.4% a year (Gadsden, FL) over three years.

19,144 housing units in Gadsden County, FL; 4,462 Gadsden, FL renter households; 41% of Gadsden, FL renters spend 30%+ of income on rent, 24% (Gadsden, FL) half or more.

Gadsden County, FL ranks #910 nationally on the opportunity index (Gadsden, FL, among all ranked counties); Gadsden, FL scores 31.5/100 and Gadsden, FL sits #62 inside Florida. Gadsden, FL is in the watchlist opportunity phase; Gadsden, FL's primary driver is vacancy, Gadsden, FL second driver bank institutional; Gadsden, FL moved up 1,204 places. 2 short-sale listings across Gadsden, FL; 115 days on market observed in Gadsden, FL; 13.7% vacancy over 7 Gadsden, FL ZIPs.

No CFPB county sample covers Gadsden County, FL. The metro area reading for Gadsden, FL (Tallahassee, FL): 1.1% ninety-plus days late; Gadsden, FL's thirty-to-eighty-nine share is 2.2% (Gadsden, FL, December 2025 data); Florida overall 1.2%.

Gadsden County, FL has 1 watched bank; 1 Gadsden, FL bank sits in an elevated band. Gadsden, FL footprints: Capital City Bank (2 branches, stress 54) in Gadsden, FL.

HUD lists 1 assisted multifamily property in Gadsden County, FL with 88 units; 88 Gadsden, FL units are assisted, 1 Gadsden, FL properties under project-based Section 8.

2,272 of the 19,144 housing units in Gadsden, FL sit vacant. Gadsden County, FL permitted 99 multifamily units in twelve months; Gadsden, FL's one-to-four unit structures added 60 units in Gadsden County, FL.

Expansion
Market phase
5.8%
Gadsden, FL HPI YoY
0%
Drawdown
58
Gadsden confidence

Highest-distress Gadsden County ZIP codes

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