ZIP 32332 Foreclosure, Tax-Lien & Distress Report

ZIP code 32332 in Gadsden County, Florida carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (98/100), flood (NFIP) exposure (77/100), climate & FEMA risk (66/100)). On the structural side it scores 61/100, with 8/100 of stress already active. What sets it apart are the readings on institutional ownership (70/100), structural risk (61/100), mortgage stress (27/100). By contrast, mortgage stress (27/100) and construction/permit lag (24/100) register low.

The market reads expansion — home values rose 5.8% year on year, at 58/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $33,750, median income runs below typical U.S. levels. Roughly 26.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 608 housing units. Around 12% of adults hold a bachelor's degree or higher. The typical home is worth about $81,800 (2.0× income, relatively affordable). Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 34/100. 1,213 residents call 32332 home, typically aged 43. Rent burden reaches 41% of tenant households. Owners hold 46% of homes, renters 54%.

Taken together, 32332 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 32332 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 32332 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 32332 reflects the current record instead of a stale or modeled snapshot.

The 28/100 figure for 32332 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 32332 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.