ZIP 39815 Property Distress & Foreclosure Data

ZIP code 39815 in Decatur County, Georgia carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (70/100). What sets it apart are the readings on institutional ownership (63/100), structural risk (56/100), construction/permit lag (52/100). By contrast, mortgage stress (26/100) register low. Structural risk reads 56/100 against active distress of 8/100.

The market reads peak — home values rose 2.9% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 79% of homes, renters 21%. Home values center near $59,800, an affordability ratio of 1.1× — accessible. There are about 669 housing units across 39815. 29.0% of residents fall below the poverty threshold. About 1,715 people live here, median age 46. Median household income is $54,018, below the U.S. median near $78,000. Vacancy runs 20.7%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 9% bachelor's-or-above. Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 28/100.

Net-net, 39815 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.