ZIP 39825 Foreclosure, Tax-Lien & Distress Report

ZIP code 39825 in Decatur County, Georgia carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (58/100), structural risk (52/100), construction/permit lag (48/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), climate & FEMA risk (64/100). Structural risk reads 52/100 against active distress of 7/100.

The market reads peak — home values rose 1.4% year on year (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

Rent burden reaches 1% of tenant households. Roughly 14.9% live below the poverty line. The vacancy rate is 15.4% — elevated. Around 13% of adults hold a bachelor's degree or higher. Households earn a median $63,885 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 25/100. Population is roughly 2,043 with a median age of 38. A median home runs $138,900 here, or 2.2 times local income. 66% of housing is owner-occupied. There are about 751 housing units across 39825.

Taken together, 39825 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 39825 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 39825 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 39825, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 figure for 39825 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 39825 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.