ZIP 39817 Foreclosure, Tax-Lien & Distress Report
Decatur County, Georgia · High Vacancy market
DLRadar grades ZIP 39817 (Decatur County, Georgia) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), climate & FEMA risk (70/100). Leading the profile are institutional ownership (62/100), structural risk (55/100), construction/permit lag (50/100). On the quiet end sit mortgage stress (26/100). The split runs 55/100 structural to 8/100 active on the ground.
The market reads peak — home values rose 1.2% year on year, and 23% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 23.8% — elevated. Rent burden reaches 43% of tenant households. Home values center near $159,800, an affordability ratio of 2.9× — accessible. Around 11% of adults hold a bachelor's degree or higher. About 11,561 people live here, median age 35. On demographic stress specifically, 39817 scores 38/100. Owners hold 61% of homes, renters 39%. There are about 4,989 housing units across 39817. Households earn a median $50,841 — below the roughly $78,000 national figure. The poverty rate is 32.4% — high, a tax-stress and distress correlate.
Net-net, 39817 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 39817 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 39817's 26/100 can be lined up against any neighbor in Decatur County, Georgia or any ZIP coast to coast. 39817 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
39817's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 39817 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 39817 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 39817 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 39817, drawn from the same report attached to each property.
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See every distressed parcel in 39817
The full 39817 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology