ZIP 39834 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 39834 (Decatur County, Georgia) returns a low composite of 26/100. The sharpest non-environmental signals are institutional ownership (62/100), structural risk (55/100), construction/permit lag (50/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (95/100), climate & FEMA risk (70/100). Structural risk reads 55/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $47,434, below the U.S. median near $78,000. The ZIP holds roughly 819 housing units. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 15% bachelor's-or-above. The demographic-stress sub-score lands at 32/100. The typical home is worth about $153,900 (3.2× income, relatively affordable). The tenure split is 79% owner-occupied to 21% rented. About 2,020 people live here, median age 41. Rent burden reaches 30% of tenant households. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 39834 leans distressed, with opportunity clustered in specific stressed parcels. 39834 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 39834 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 39834 stays directly comparable to neighboring ZIPs and the rest of Decatur County, Georgia. Sparse data for 39834 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 39834 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 39834 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.