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ZIP 39897 Foreclosure, Tax-Lien & Distress Report

Grady County, Georgia · High Vacancy market

Composite property distress in 39897 (Grady County, Georgia) lands at 24/100 — low on DLRadar's distress scoring. Structurally it carries 50/100, against 6/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (96/100)). Leading the profile are construction/permit lag (59/100), institutional ownership (53/100), structural risk (50/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 10% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Population is roughly 3,308 with a median age of 51. The tenure split is 75% owner-occupied to 25% rented. The poverty rate is 14.3%. The ZIP holds roughly 1,848 housing units. The typical home is worth about $141,500 (2.4× income, relatively affordable). Rent burden reaches 18% of tenant households. The vacancy rate is 20.0% — elevated. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 11% bachelor's-or-above. Households earn a median $52,215 — below the roughly $78,000 national figure.

Net-net, 39897 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 39897 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 39897 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39897 can be compared directly against any other ZIP in Grady County, Georgia or nationwide. Where the record is thin for 39897, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 39897 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 39897 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
50/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 39897

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk51
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 39897 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Keep exploring Georgia distress

Further distress data across Grady County, Georgia at ZIP, county and state level.

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