ZIP 39897 Property Distress & Foreclosure Data

ZIP code 39897 in Grady County, Georgia carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 43 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (96/100)). What sets it apart are the readings on institutional ownership (52/100), structural risk (43/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (21/100).

The peak-phase market in 39897 posted values that rose 2.9% over the year, and 10% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,308 with a median age of 51. The tenure split is 75% owner-occupied to 25% rented. Roughly 14.3% live below the poverty line. There are about 1,848 housing units across 39897. A median home runs $141,500 here, or 2.4 times local income. Rent burden reaches 18% of tenant households. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 39897 scores 26/100. About 11% have a four-year degree. Households earn a median $52,215 — below the roughly $78,000 national figure.

On the whole, 39897 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.