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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 39828 Foreclosure, Tax-Lien & Distress Report

Grady County, Georgia · High Poverty market

ZIP code 39828 in Grady County, Georgia carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 48/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (52/100), institutional ownership (51/100), structural risk (48/100). By contrast, mortgage stress (21/100) register low. Environmental exposure also runs high (FEMA disaster exposure (95/100)).

The peak-phase market in 39828 posted values that rose 1.2% over the year, and 23% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 15,571 with a median age of 36. Owners hold 58% of homes, renters 42%. The vacancy rate is 10.3%. The ZIP holds roughly 6,272 housing units. Around 40% of renters are cost-burdened. 25.5% of residents fall below the poverty threshold. Home values center near $137,800, an affordability ratio of 2.7× — accessible. On demographic stress specifically, 39828 scores 34/100. Around 14% of adults hold a bachelor's degree or higher. Households earn a median $48,653 — below the roughly $78,000 national figure.

Taken together, 39828 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 39828 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 39828 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 39828 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 39828's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 39828 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

23/100
Composite stress
48/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 39828

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk50
9 further distress layers are graded for 39828

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 39828 Stress Report snapshot

The live 39828 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Unlock parcel-level detail for ZIP 39828

Every distressed parcel in 39828 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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