Grady County, GA: Foreclosures, Tax Liens & Distressed Properties
Grady County, GA, Georgia: 6 ZIP codes scored, Grady County, GA averaging 26/100 (low, Grady, GA), from 24 to 28. Grady County, GA is in its peak phase (Grady, GA confidence 18/100): Grady, GA home prices up 1.2% (Grady, GA) over twelve months. Grady County, GA lender headwind: 23/100.
Highest-scoring Grady County, GA ZIPs: 31773 (28/100), 31792 (28/100), 31779 (26/100), 39827 (24/100), 39828 (24/100), 39897 (24/100).
Across Grady County, GA's scored ZIPs: median home value $158,083, household income $51,979, 13.9% vacancy, 17.7% poverty, 65% owner-occupied, median age 41.2.
Grady County, GA insurance distress 49/100 (#1,104 in the US); FEMA hazard 97/100 for Grady, GA; 12 federal disaster declarations in Grady County, GA since 2023 (3 hurricane); Grady, GA construction distress 63/100.
5 banks with 5 branches lend in Grady County, GA; Grady, GA weighted bank stress 58/100, highest 96/100 in Grady, GA.
Grady County, GA unemployment 3.2% (Grady, GA -0.2 pts, six months); 56 new housing units permitted in Grady County, GA over twelve months, Grady, GA down 11% from 63; Grady, GA home prices +11.4% a year (Grady, GA) over three years.
11,645 housing units in Grady County, GA; 3,620 Grady, GA renter households; 44% of Grady, GA renters spend 30%+ of income on rent, 25% (Grady, GA) half or more.
Grady County, GA ranks #1,460 nationally on the opportunity index (Grady, GA, among all ranked counties); Grady, GA scores 29.6/100 and Grady, GA sits #112 inside Georgia. Grady, GA is in the early_signal opportunity phase; Grady, GA's primary driver is construction, Grady, GA second driver vacancy; Grady, GA moved up 81 places. 2 short-sale listings across Grady, GA; 78 days on market observed in Grady, GA; 12.0% vacancy over 6 Grady, GA ZIPs.
No CFPB county sample covers Grady County, GA. The non-metro area reading for Grady, GA: 1.3% ninety-plus days late; Grady, GA's thirty-to-eighty-nine share is 3.0% (Grady, GA, December 2025 data); Georgia overall 1.3%.
Grady County, GA has 3 watched banks; 3 Grady, GA banks sit in an elevated band. Grady, GA footprints: First Nb Of Decatur County (1 branch, stress 96) in Grady, GA; Ameris Bank (1 branch, stress 51) in Grady, GA; United National Bank (1 branch, stress 49) in Grady, GA.
HUD lists 5 assisted multifamily properties in Grady County, GA with 229 units; 228 Grady, GA units are assisted, 1 Grady, GA properties under project-based Section 8.
1,537 of the 11,645 housing units in Grady, GA sit vacant. Grady County, GA permitted 0 multifamily units in twelve months; Grady, GA's one-to-four unit structures added 56 units in Grady County, GA.