ZIP 39827 Foreclosure, Tax-Lien & Distress Report

In Grady County, Georgia, ZIP 39827 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (52/100), institutional ownership (51/100), structural risk (48/100). By contrast, mortgage stress (21/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (95/100). Structurally it carries 48/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 1.2% year on year, and 5% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 18% have a four-year degree. Roughly 12.4% live below the poverty line. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 10.4%. At $54,976, median income runs below typical U.S. levels. The ZIP holds roughly 2,085 housing units. Rent burden reaches 41% of tenant households. Owners hold 63% of homes, renters 37%. 4,752 residents call 39827 home, typically aged 35. Home values center near $158,000, an affordability ratio of 2.9× — accessible.

Net-net, 39827 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 39827 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 39827, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

39827's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 39827 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.