ZIP 31765 Foreclosure, Tax-Lien & Distress Report
Mitchell County, Georgia · High Vacancy market
DLRadar grades ZIP 31765 (Mitchell County, Georgia) at a moderate 30/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (96/100), climate & FEMA risk (61/100). Its heaviest discrete signals: construction/permit lag (73/100), structural risk (65/100), institutional ownership (62/100). On the quiet end sit mortgage stress (24/100). Structural exposure scores 65 and live distress 7 on the 0–100 scale.
The market reads peak — home values rose 1.9% year on year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 2,870 people live here, median age 38. Home values center near $100,800, an affordability ratio of 2.4× — accessible. There are about 1,076 housing units across 31765. The vacancy rate is 12.4% — elevated. Rent burden reaches 63% of tenant households. On demographic stress specifically, 31765 scores 34/100. Owners hold 79% of homes, renters 21%. At $47,946, median income runs below typical U.S. levels. 22.4% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above.
Net-net, 31765 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 31765's 30/100 can be lined up against any neighbor in Mitchell County, Georgia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 31765, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 30/100 figure for 31765 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 31765 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 31765’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 31765 distress snapshot
31765 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
More ZIPs across Mitchell County
More distress data near 31765
Keep going: ZIP, county and state distress coverage for Mitchell County, Georgia.
The complete 31765 distress and acquisition report
The full 31765 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology