ZIP 31738 Property Distress & Foreclosure Data

In Thomas County, Georgia, ZIP 31738 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (64/100). Its standout signals are institutional ownership (56/100), structural risk (56/100), construction/permit lag (52/100). mortgage stress (22/100) stay muted. Structural risk reads 56/100 against active distress of 7/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 17% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $176,900, an affordability ratio of 2.2× — accessible. Median household income is $67,250, below the U.S. median near $78,000. Owners hold 67% of homes, renters 33%. Vacancy runs 6.5%. There are about 1,151 housing units across 31738. DLRadar's demographic-stress index for the area reads 28/100. 19.9% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. 2,960 residents call 31738 home, typically aged 37. Rent burden reaches 26% of tenant households.

Overall, 31738 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.