ZIP 31738 Foreclosure, Tax-Lien & Distress Report
Thomas County, Georgia · Affordable market
On DLRadar's 0-100 distress scale, ZIP 31738 in Thomas County, Georgia comes in at 30, a moderate composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (64/100). Leading the profile are construction/permit lag (85/100), structural risk (65/100), institutional ownership (57/100). On the quiet end sit mortgage stress (22/100). Structural risk reads 65/100 against active distress of 7/100.
The peak-phase market in 31738 posted values that rose 1.2% over the year, and 17% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $176,900 here, or 2.2 times local income. Households earn a median $67,250 — below the roughly $78,000 national figure. The tenure split is 67% owner-occupied to 33% rented. The vacancy rate is 6.5%. There are about 1,151 housing units across 31738. The demographic-stress sub-score lands at 28/100. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Educational attainment sits at 16% bachelor's-or-above. About 2,960 people live here, median age 37. Around 26% of renters are cost-burdened.
Net-net, 31738 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 31738 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 31738 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Thomas County, Georgia and the nation. 31738 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
31738's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 31738 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 31738 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 31738 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 31738, the same set carried on every parcel.
Thomas County ZIPs near 31738
Nearest ZIP codes to 31738
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Thomas County, Georgia.
Unlock parcel-level detail for ZIP 31738
Open 31738 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology